Valuable Items Insurance

Protect family heirlooms and valuable possessions with Travelers of Massachusetts.

Family heirlooms, jewelry, artwork and valuable possessions that you have worked hard to acquire should be protected from loss.

While protection for possessions under the typical homeowners policy is very broad, many people do not realize their policy may not provide enough coverage to replace their valuables for some types of loss. For example, the stone falling out of your diamond ring, your antique statue that is accidentally broken, or a flooded basement that damages your personal computer.

Also, if you own extremely valuable items, you may be interested in additional coverage. If you own a diamond ring valued over $10,000, or a collection of fine arts valued over $50,000, you need more protection and should consider buying a separate Valuable Items Insurance policy

Travelers of Massachusetts offers two ways for you to protect your valuable belongings:

• Valuable Items Plus endorsement provides a blanket of coverage that builds on a basic Homeowners policy. This endorsement can be added to any homeowners, condominium or renters policy.
  
  • No Deductible
  • Insures against all risks (subject to a few common exclusions)
  • Limits up to $50,000 with $10,000 per article
• Personal Articles Floater provides even more comprehensive coverage than the Valuables Items Plus endorsement. The Personal Articles Floater is the right coverage for you if you wish to protect items that have been carefully selected and whose values exceed the limits of either a Homeowners policy or a Valuable Items Plus endorsement.
  
  Valuable items that may need additional protection include:
  
  • Jewelry
  • Camera
  • Computers
  • Unique Collections
  • Artwork
  • Musical Instruments
  • Golf Equipment
  • Silverware

Are your most valuable possessions protected from loss?
A valuable items policy from Travelers of Massachusetts provides affordable peace of mind. Use our Agent Locator to find a Travelers of Massachusetts agent in your area or call us at 1-800-222-4184 and start protecting your valuable items and possessions today.

Travelers of Massachusetts is the brand name for personal lines business in Massachusetts. Auto policies are underwritten by The Premier Insurance Company of Massachusetts, an independent, single-state subsidiary of The Travelers Indemnity Company. Homeowners policies are underwritten by The Travelers Indemnity Company, The Phoenix Insurance Company, The Standard Fire Insurance Company and Travelers Commercial Insurance Company.

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications, and to state availability.