Auto Insurance

Save on your Auto Insurance with Travelers of Massachusetts.

They say real value is hard to find these days. We say look no further. With Travelers of Massachusetts you get full-size service at a competitive price. We offer the products and prices that meet your needs. No one can match our high performance coverage, superior claim service, more options and discounts. We know the business. We know the value.

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When you talk to your agent don’t just talk dollars, also talk sense. Make sure you get solid coverage that meets your protection and budget needs. Travelers of Massachusetts offers competitive car insurance rates and a variety of discounts to Massachusetts drivers. Speak with a Travelers of Massachusetts independent agent to identify the discounts for which you're eligible:

• Pay in Full — Earn a 5% discount if you pay your full premium within 5 days of your policy effective date.
• Advance Issue — Earn a discount of up to 5% when you change carriers to Travelers of Massachusetts and your agent submits your business to us 7 or more days prior to the effective date of your new policy.
• New-Car Discount — Earn a discount of up to 5% of your collision premium when your vehicle is less than 3 years old.
• Multi-Car — Earn a discount of up to 10% if you insure two or more automobiles with Travelers of Massachusetts.
• Age 65 and Older — If you're a policyholder age 65 or older and the primary driver on a policy, you may be eligible for up to a 25% discount.
• Air Bag / Automatic Seatbelts — Earn a discount of up to 25% if your vehicle is equipped with air bags or automatic seat belts.
• Annual Mileage — Earn a discount of up to 10% if the mileage driven in your vehicle during the past year was 10,000 miles or less.
• Developing Operator Discounts — Travelers of Massachusetts offers a suite of discounts for drivers licensed less than six years. The total discount available ranges from 5% to 18% - depending on eligibility and years of driving experience.
  • Good Student Discount - available for high school, college or university students who are on the Dean's List, Honor Roll, or in the upper 20% of their class, or who have maintained a B average or better (3.0 and above).
  • Student Away at School - available for full time high school, college or university students who reside, during the school year, over 100 road miles from the vehicle’s principal place of garaging and do not have regular access to a vehicle while at school.
  • Advanced Driver Training - available for operators who have completed an advanced driver training program at a training school certified by the Registrar of Motor Vehicles.
• Anti-Theft Device / Vehicle Recovery System — Earn up to a 36% discount if your vehicle has a qualifying anti-theft device installed. Your insurance agent can provide you with a list of the qualifying anti-theft devices and the corresponding discounts available.
• Public Transit Commuter — A public transit discount of up to 10% (up to a maximum of $75 per eligible vehicle) is available if you provide your insurer with evidence of purchase of 11 months of commuter passes from qualified transit systems, and you do not drive your automobile to work or school.
• Sponsored Marketing Group Discount — You may qualify for a discount if you are a member of one of our sponsored marketing groups. View sponsored marketing groups.

Credit Factors
Credit factors provide additional ways to save on your auto insurance with Travelers of Massachusetts. Our credit factors are available for hybrid vehicles, customer who have eligible property insurance policies, and customers who are members of roadside assistance programs.

Credit factors are applied to specific coverages in the calculation of the premium for your policy. As a result, the impact of a credit factor on the premium you pay will vary based on the interaction of your individual rating characteristics and the coverages you select.

• Hybrid Car — If you insure a hybrid vehicle with Travelers of Massachusetts, a 10% credit factor will be applied to the premium calculation for compulsory coverages (Parts 1, 2, and 4) and, if selected, optional coverages (Parts 5, 7, 8 and 9).
• Companion Policy — A credit factor (described in the chart below) will be applied to the premium calculation for compulsory coverages (Parts 1, 2 and 4) and, if selected, optional coverages (Parts 5, 7, 8 and 9) if you have a homeowner, tenant or condo policy written with Travelers or another carrier. As indicated below the size of the credit varies based upon the type of companion policy, whether the companion policy is insured by Travelers, and the number of vehicles on your automobile policy.
  
  

  Policy Type	Single Vehicle Policy with Travelers	Multiple Vehicle Policy with Travelers	Single Vehicle Policy with Other Carrier	Multiple Vehicle Policy with Other Carrier
  HO Dwelling	7%	12%	4%	8%
  Condo, Tenant	3%	5%	1%	2%

  
  
• Roadside Assistance — If you, or a principal operator of an insured vehicle, is a member of a qualifying roadside assistance program, a 5% credit factor will be applied to the premium calculation for optional coverages (Parts 7, 8 and 9). Qualifying roadside assistance programs are those which are purchased at a fair market value, independent of the vehicle purchase transaction, and provide roadside services and towing assistance throughout the Continental United States.

Coverage is provided by The Premier Insurance Company of Massachusetts, an independent, single-state subsidiary of The Travelers Indemnity Company. This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications, and to state availability.