In this complex and ever changing economy, you can benefit from the personal attention that a Travelers of Massachusetts independent agent provides.
Some consumers are comfortable managing their own
insurance needs. Others prefer the personal service and
attention that an independent agent provides. Here are a
few examples of what a trusted agent can offer.
They know the landscape - Since independent agents often
represent numerous insurance companies, they know
exactly what options are available in the market. With
countless coverage options available to drivers, there
is nothing more valuable than a consultative agent who
considers consumers' best interests when shopping for
the best policy. You may have a special need or may be
eligible for unique discounts that only certain carriers
offer. Good savings can be found - including discounts
and credits for being a good student, driving a hybrid
vehicle, having multiple cars on a policy or possessing
anti-theft systems - and agents can help you take
advantage of these discounts.
They know you and your family - Every insurance
situation is different. Many factors are involved in
determining the proper coverage. The ultimate purpose
of insurance is to protect you, your family and your
assets should the worst happen. By having an
established relationship with an agent, you will be in
the best position to get the proper policy, protection
and price to meet your unique situation. If you're just
now embarking on the agent relationship, you should be
asked probing questions that lead to proper coverage for
you. Remember, it's not always about finding the lowest
premium; it's about having the right coverage to fit
your needs.
They can help answer questions - Let's face it:
Insurance can be a complex subject. Many consumers have
questions about insurance - from the very basic to the
complicated - that they are afraid to ask. But when it
comes to protecting your family and assets, no question
should go unasked, no matter how basic it is. Your
independent agent has the expertise and can take the
time to make sure you understand all aspects of your
policy. Bottom line: having a conversation is a great
way to learn.
They can manage multiple policies - Auto insurance is
just one form of protection, but home, umbrella, flood,
and other personal insurance products are equally
important. What's more, savings can be realized by
combining two or more insurance policies under the same
carrier. Additionally, you'll have one main contact
person for all your insurance needs.
They can keep you apprised of future news and products -
While the new era of managed competition began on April
1, 2008, auto insurers will be rolling out new features
and products for months and years to come. If you have
a solid relationship with your agent, he or she will be
likely to alert you when new discounts and products are
available. Otherwise, you'll need to subscribe to
insurance trade publications and continue to scour the
news on a regular basis to stay updated.
Need help finding an agent? Use our Agent Locator to
find an agent in your area.
Interested in becoming a Travelers agent? We want to
hear from you.
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